RETIREMENT PLANNING
Have more to live for, with more to live on
“When you invest, you are buying a day that you don’t have to work.”
What is Retirement Planning?
Your goal is to build up enough assets to provide adequate income to meet your needs through retirement. Whether you’re still early in your career or just a few years away from retirement, InvestRightWithSC has the resources to plan for the retirement lifestyle you want.
With a clear vision of what your life after retirement will look like, you can start saving for it from today. Preparing in the present for your old age helps ensure you have all it takes to continue living independently, irrespective of age.
Benefits of Retirement Planning
Time Horizon
Your current age and expected retirement age create the initial groundwork for an effective retirement strategy. The longer the time between today and retirement, the higher the level of risk your portfolio can withstand.
Determine Retirement Needs
Having realistic expectations about post-retirement spending habits will help you define the required size of your retirement portfolio.
Post Retirement Investment Returns
Once the expected time horizons and spending requirements are determined, the after-tax real rate of return must be calculated to assess the feasibility of the portfolio producing the needed income.
Assess Risk Tolerance vs. Investment Goals
Take charge of your investment decisions, a proper portfolio allocation that balances the concerns of risk aversion and return objectives is undoubtedly the most important step in retirement planning.
How can we help?
At InvestRightWithSC we know that our clients’ needs vary enormously. That’s why we have developed different investment strategies, enabling you to choose the most appropriate one based on your needs and attitude towards risk. With the comfort of knowing your funds are monitored constantly by a dedicated team, you can benefit from a winning combination of investment expertise and value for money.
Prior to investing, we take the time to ensure we fully understand your financial situation and investment goals, along with confirming other essential factors including potential investment restrictions and the time period for investment.
Once invested, we constantly monitor all your investments, in order to ensure the investments, remain suitable for your needs. If alterations are required, our team will contact you with our reasons for change.