OUR SOLUTIONS
No matter where you are in your financial journey, we have a service or a resource designed to get you where you want to go.
Financial Health Check
Financial health check is an examination of your financial situation to determine your capacity to meet current and near future obligations. It comprises many aspects right from our savings, spending patterns, managing loans, making the right investments and identifying financial goals. Acting as a guide in your financial journey, the financial plan and analysis will keep your financial health in check throughout.
Regular Savings
In order to improve your overall financial health, you'll need to continue saving money and find ways to spend more efficiently. We understand that everyone has different financial circumstances, therefore we put our best effort to actively manage and understand it to safeguard your financial security. Regular savings can start with a Systematic Investment Plan (SIP). It is a plan wherein investors can invest a certain amount of money into a mutual fund periodically.
Portfolio Management
A well-constructed portfolio will bring you the returns to achieve your short-term and long-term financial goals while taking into account your risk tolerance and ensuring the right asset class allocation. Our goal is to manage your portfolio that has been tailored to your unique needs, to maximise the expected returns on your investment. With a range of investment options available, we keep in mind everyone’s unique requirements and provide dedicated services, irrespective of how much you are planning to invest with us.
Life Insurance
We believe that proper planning and the right insurance plans are the key steps to protect your family. We identify the right plans for you based on your current financial situation, future objectives and needs to ensure that you are sufficiently covered and ready to face an unexpected event. We always like to plan our life but life can be uncertain at times. The life insurance policy offers financial coverage due to loss of life, in return for a yearly premium against the policy.
Health and critical illness
A critical illness at an unexpected time affects all aspects of health, be it physical, emotional or financial. To help cover the bills of an unexpected health issue or critical illness, one must have a sufficient health insurance policy to relieve the financial burden in such difficult times.
General Insurance
Considering the unexpected risks associated with natural calamities, emergencies and accidents, a general insurance policy or non-life insurance policy provides financial protection from the unpredictable situations in life.
Education Planning
Every parent wants to give their child the best start in life. Education is considered the new religion but we must acknowledge that it comes at a high financial cost. Therefore, planning with the help of a professional advisor is crucial. We can help you formulate a savings plan that will kickstart your child’s plan for the future, allowing you to pave the way for a successful future brimming with opportunities.
Retirement Planning
Here’s a question for you, what do you see yourself doing when you retire? With a clear vision of what your life after retirement will look like, you can start saving for it from today. Preparing in the present for your golden years helps ensure you have all it takes to continue living independently, irrespective of age.
Estate and Succession Planning
When your family is everything to you, it is essential to structure your assets and preserve your estate in a manner to build upon the next generation’s future.
Estate and Succession planning is much more than having a will, the objective is to structure your assets and preserve your estate securely for your next generation to create a foundation for your family’s future. The goal is to pass control and ownership of your “estate” assets and interests to the right people in a timely way.
Tax Effective Strategies
Tax strategies are an effective way to reduce taxes. It is designed to ensure that ethically you pay the least amount of taxes allowable by law. Any successful tax planning strategy centres around three broad themes: reducing income, increasing deductions and utilisation of the lower tax rates available to optimize your taxation in the short and long term. We will develop a tax strategy that can allow you to maximize all of the elements of your financial plan and ensure tax efficiency.
Global Investments
At the global scale, our aim is to help investors make the best investments and financial decisions wherever they are. We ensure the best possible combinations of investments depending on your location and financial journey, in order to enhance your financial gains in the future.